Last verified 2026-11-01; facts checked against the primary sources below
How do you transfer a car title after a death in Florida?
Last verified: November 1, 2026
The short answer: To transfer a car title after the owner dies in Florida, the new owner files form HSMV 82040 (Application for Certificate of Title) at a county tax collector or license plate agency office, with a copy of the death certificate and the paper that shows who now owns the car: letters of administration, a court order, or the will and the heirs' signed release. You do not always need probate. Florida law lets heirs title the car without a probate court order if they swear the estate owes no debts and the family has agreed how to divide it (Fla. Stat. § 319.28(1)(b)). A surviving spouse can use a separate no-fee form, HSMV 82152 (FLHSMV).
Which route fits your situation?
The names on the title and whether the estate went through court decide the paperwork. These rows follow the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) procedure for titles involving owners who have died (FLHSMV procedure TL-18, revised July 2024).
| Situation | Who can transfer the car | What goes with form HSMV 82040 | Source |
|---|---|---|---|
| Surviving co-owner, names joined by "or" | The surviving co-owner, married or not, gets all rights to the car | With the paper title: the survivor signs it over to anyone. Without it: a new title in the survivor's name, a lost-title statement on the form and a copy of the death certificate | § 319.22(2)(a)1.a.; TL-18 section C |
| Surviving co-owner, "and" plus "with rights of survivorship" | The surviving co-owner | The title signed by the survivor (or a lost-title statement) and a copy of the death certificate | TL-18 section G |
| Co-owners joined by "and" with no survivorship wording | The survivor cannot sign alone: each co-owner or that owner's personal representative must sign | Depends on whether the estate is probated (see the rows below) | § 319.22(2)(a)1.b. |
| No probate, no will (or the will names no one for the car), surviving spouse | The surviving spouse can sell or sign over the car without first titling it in their own name | Death certificate copy, a copy of the will if there is one, and the heirs' release on section 13 of HSMV 82040 if the title is missing | § 319.28(1)(d); TL-18 section E.1 |
| No probate, no will, no surviving spouse | The heirs. All of them, or one of them, takes title | Every heir signs the "Release of Heirs" section (section 13) of HSMV 82040; death certificate copy; the title in the deceased owner's name left blank, or a lost-title statement | TL-18 section E.2 |
| No probate, a will names who gets the car | The person the will names must take title in their own name (unless that person is the surviving spouse) | Copy of the will and of the death certificate. If several people are named, the others sign over their interest | TL-18 section E.4 |
| Probate opened, a personal representative appointed | The personal representative signs the title as seller for the estate, to anyone, including "Estate of" the person | Photocopy of the letters of administration. If two or more personal representatives are named, a majority must sign | TL-18 section A |
| Summary administration or another court order | The person named in the court order, who must take a title in their own name before selling, even if the order says they may dispose of it as they see fit | Photocopy of the order; the title left blank, or a lost-title statement | TL-18 section D |
If both spouses on a tenancy-by-the-entirety title have died, FLHSMV says the heirs follow the instructions for the spouse who died last (TL-18 section H).
What does Florida law require when there is no probate?
Section 319.28 of the Florida Statutes is the law that lets a car pass "by operation of law" on an inheritance. The heirs file affidavits instead of a probate court order (Fla. Stat. § 319.28(1)(b)):
| If the owner died | What the application needs instead of a probate order |
|---|---|
| Without a will | An affidavit that the estate is not indebted and that the surviving spouse, if any, and the heirs have agreed among themselves on how to divide the estate |
| With a will that is being probated | A certified copy of the will and an affidavit that the estate is solvent, with enough assets to pay all just claims |
| With a will that is not being probated | A sworn copy of the will and an affidavit that the estate is not indebted |
| With a will, using a Florida lawyer | An affidavit attested by a Florida-licensed lawyer in good standing naming the rightful heirs. The will itself then does not have to be filed (§ 319.28(1)(c)) |
Which forms and documents do you bring?
| Item | When you need it | Source |
|---|---|---|
| HSMV 82040, Application for Certificate of Title (revised July 2023) | Every transfer except the surviving spouse no-fee route. Section 13 is the "Release of Spouse or Heirs Interest", and section 9 has a box to certify the car came by inheritance and is not subject to sales tax | HSMV 82040 |
| HSMV 82152, Application for Surviving Spouse Transfer (revised July 2025) | A spouse removing the deceased spouse's name, or moving the car from the deceased spouse's name to their own | HSMV 82152 |
| HSMV 82101, Application for Duplicate Title | A personal representative whose title is missing applies for a duplicate in the deceased owner's name first | TL-18 section A.2 |
| Death certificate | A photocopy for most routes. The surviving spouse route asks for an original or certified copy, which the clerk copies and hands back | TL-18; HSMV 82152 |
| Marriage certificate | Surviving spouse route, unless the spouse's name is on the death certificate | FLHSMV FAQ |
| Lien satisfaction | If a lender is still listed on the title | TL-18 |
| A plate to transfer, or a non-use statement | If the car will not be driven until it is registered | TL-18 |
| Proof of Florida insurance and valid ID | Hillsborough County's tax collector lists both when registering | Hillsborough County Tax Collector |
If the title is electronic, FLHSMV says it must be printed before a seller can sign it over. In the routes where the new owner simply applies for a title (heirs, a will, a court order), the electronic title does not have to be printed; the applicant writes "title is electronic" in the affidavit area of HSMV 82040 (TL-18).
How much does it cost?
| Fee | Amount | Source |
|---|---|---|
| Title transfer (electronic title) | $75.25 | FLHSMV fees |
| Printed paper title | Add $2.50 | FLHSMV fees |
| Lien recording | An additional $2 may apply | FLHSMV fees |
| Fast title (same day) | $10 | FLHSMV fees |
| Surviving spouse removing a deceased spouse | No title or service fee, except $10 if you ask for a fast title. Registration fees from the change still apply | Fla. Stat. § 319.32(7); HSMV 82152 |
FLHSMV adds that other state and county fees may apply, so check with the tax collector's office before you go (FLHSMV fees).
Where do you file?
At a county tax collector or license plate agency office. The surviving spouse form says to submit it there (HSMV 82152), and county tax collectors post their own checklists. Hillsborough County's, for example, splits the documents by single owner with and without probate, and asks you to call its office at (813) 635-5200 if your case does not match (Hillsborough County Tax Collector).
What else should you check?
- A loan on the car. The lender has to release its lien before the title is clear. See what happens to a car loan when the borrower dies.
- Whether the rest of the estate needs court. If the estate is under $150,000 not counting exempt property, it may qualify for Florida summary administration. For a full probate, see how long probate takes in Florida.
- Other states. In California, see how to transfer a car title at the DMV after a death. In Texas, see the Texas affidavit of heirship guide.
This is general information about Florida law and FLHSMV procedure, not legal advice. A Florida probate lawyer or your county tax collector can tell you which documents your case needs.
The Estate Desk helps families settle estates. theestatedesk.com
Primary sources
- http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0319/Sections/0319.28.html
- http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0319/Sections/0319.22.html
- http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0319/Sections/0319.32.html
- https://www.flhsmv.gov/pdf/proc/tl/tl-18.pdf
- https://www.flhsmv.gov/pdf/forms/82040.pdf
- https://www.flhsmv.gov/pdf/forms/82152.pdf
- https://www.flhsmv.gov/motor-vehicles-tags-titles/liens-and-titles/faqs/
- https://www.flhsmv.gov/fees/
- https://www.hillstaxfl.gov/title-transfer-involving-deceased-owners/